Privacy Policy (for pcofinance.com)

Privacy Policy for PCOfinance Ltd

Last Updated: July 15, 2025

PCOfinance Ltd (referred to as "we," "us," or "our") operates the website pcofinance.com. We are committed to protecting your privacy and handling your data transparently and in compliance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

This Privacy Policy explains how we collect, use, and share the personal data you provide through our "Request Your Free Quote" form.

1. Who We Are

PCOfinance Ltd operates as an introductory service, connecting Private Hire Vehicle (PCO) drivers with specialist finance providers to obtain vehicle lease and rental quotes.

2. The Data We Collect

When you use our "Request Your Free Quote" form, we collect the following personal data from you:

• Full Name
• Email Address
• Phone Number
• Estimated Vehicle Value (£)
• Number of Years as a PCO Driver
• Homeowner Status
• Estimated Annual Mileage

3. How We Use Your Data (Purpose of Processing)

We collect and process your data solely for the purpose of facilitating your request for a vehicle finance quote. This involves securely transferring your submitted information to our sister company, Net Zero Asset Finance, who will then directly process your quote.

We will not use your data for marketing communications or any other purpose beyond fulfilling your quote request referral.

4. Our Legal Basis for Processing Your Data

Our legal basis for collecting and sharing your personal data as described above is Consent. By submitting your request through our form, you explicitly agree to us sharing your details with Net Zero Asset Finance to process your free quote request.

5. How We Share Your Data

We share your collected data with Net Zero Asset Finance (netzeroassetfinance.com). Net Zero Asset Finance is an AFS/FCA accredited sister company that specialises in vehicle finance. Upon receiving your data, Net Zero Asset Finance will directly contact you to process your quote and will provide you with their own comprehensive GDPR and privacy policies, as they will become the primary data controller for your quote application.

We do not share your personal data with any other third parties, unless required by law.

6. Data Retention

We will retain the personal data collected through the "Request Your Free Quote" form for a period of one (1) month from the date of submission. After this period, your data will be securely deleted from our systems. This short retention period reflects our role as an introductory service and our commitment to data minimisation.

7. Your Data Protection Rights

Under UK GDPR, you have the following rights regarding your personal data:

• The right to be informed: You have the right to know how your data is being used.
• The right of access: You can request a copy of the personal data we hold about you.
• The right to rectification: You can ask us to correct inaccurate or incomplete data we hold about you.
• The right to erasure ("right to be forgotten"): You can request that we delete your personal data. Please note that our retention policy already commits to deleting your data after 1 month.
• The right to restrict processing: You can ask us to limit how we use your data.
• The right to data portability: You can request to receive your personal data in a structured, commonly used, and machine-readable format.
• The right to object: You can object to certain types of processing of your data.

To exercise any of these rights concerning the data held by pcofinance.com, please contact us using the details below. For data held by Net Zero Asset Finance, you will need to contact them directly once they have received your information.

8. How to Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at: info@pcofinance.com

9. Right to Lodge a Complaint

If you are unhappy with how we have used your data, you have the right to lodge a complaint with the UK's supervisory authority for data protection, the Information Commissioner's Office (ICO). You can find their contact details on the ICO website: www.ico.org.uk

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this Privacy Policy periodically.